Benefits

Open Enrollment Dates: April 2, 2025 – May 15, 2025

MURC’s annual open enrollment period is April 2nd – May 15th. As a reminder, if you need to enroll, drop coverage, change plans, or add/drop dependents, this is the only time you’re able to do so without a qualifying event. If you do not want to make any changes to your benefits, no action is required at this time.
EXCITING NEWS!
This year, MURC is excited to offer a new benefit option in conjunction with AFLAC and Health Equity for qualified employees. To qualify for this new benefit, you MUST be enrolled in PEIA PPB Plan C beginning in the new plan year (7/1/2025). Some highlights of this new benefit are:
  • Help lowering your premium and out-of-pocket costs for PEIA
  • Employer-sponsored Health Savings Account
  • Additional out-of-pocket cost assistance through AFLAC’s BenExtend policy, which pays you cash for hospitalization, critical illness, and injury
  • PEIA plan changes can be made at Manage My Benefits (wvpeia.com)
  • All PPB Plan C enrollees will have access to these additional benefits (employer sponsored HSA, BenExtend, etc.)
  • MURC Employees are highly encouraged to learn more about this new benefit option by visiting one of our Open Enrollment Benefits Town Hall sessions

PEIA

Changes to health insurance should be made online through Manage My Benefits (wvpeia.com)
  • MURC Health Insurance premiums will increase by 16% in July. A new rate sheet can be found here.
  • Deductible and Out-Of-Pocket Maximum increases for all plans
  • There continues to be NO spousal surcharge for MURC (non-state agency) employees
  • Co-pay increases for inpatient, outpatient, emergency room, massage therapy, and prescription drugs
  • Shopper’s Guide for Plan Year 2026 is available here and will be mailed to current members.
Please plan to attend one of the PEIA Benefit Fairs if you have questions about plan differences, etc. When chatting with representatives from PEIA or The Health Plan, be sure to mention you’re an employee of a Non-State Agency to receive the most accurate information.
Dates, times, and state-wide locations listed here:

 

AFLAC

Reach out to our representative, Zack Dunham any time during Open Enrollment at Zachary_Dunham@us.aflac.com. He will also be at our Open Enrollment Benefits Town Hall sessions in April.
As a reminder, MURC offers the following plans:
  • Short-Term Disability
  • Accident
  • Hospitalization
  • Cancer
  • BenExtend (employer-paid, effective 7/1/25 for PPB Plan C members)

Guardian

There are no changes for our Guardian policies or premiums for the upcoming plan year. Paper enrollment forms will be needed to enroll in or change dental/vision coverage; forms can be found here and should be returned to MURC Human Resources – kent1@marshall.edu

Health Equity (Flexible Spending Account)

You MUST re-enroll for the new plan year if you want to continue contributing to a flexible spending account. If you are a new enrollee OR are re-enrolling for PY26, please complete the for here and return it MURC Human Resources – kent1@marshall.edu. More information about flexible spending can be found here.